7. “You’d be perfect, if only you could change your spending habits.” – Point out only one fault
“Don’t ask for too many things at once. Pick only one shortcoming.” It’s never easy to hear criticism, so make it simple. Appeal to him by saying that he is almost perfect except for one flaw. It is more likely that he’ll want to correct behavior if you mention just one slight imperfection than if you present him with a catalogue of them.